So i've been 18 for about 3 months and i wanna get a credit card. What do i need to do, where do i need to go, how does it work like whats the process, and any other info would be helpful. I tried applying online, but i kept getting denied for some reason? Tomorrow i'm planning to go to credit union and see what they can do, let me know if you think thats a good idea, and let me know if you think i might get 1 from them. Any other info would be helpful too!