I owed a collection agency 1500 dollars. They said I could pay them 200 dollars a month. I made that agreement with them at the end of December and told them I would make the first payment in January. I was late and didn't make the first 200 dollar payment until the first week of February and then yesterday I sent them another 200 dollar payment to make up for missing January. Then today I got a letter in the mail saying I have to appear in court and they're suing me for the 1500 dollars. What the fuck. I hate my life. I have so many bills it's insane.