Hey chiefs, I'm saving up for a house either next year or the year after. I'm not very disciplined so if I try to put it in a savings account I'll end up pissing it away. So I opened an etrade account so its a little less accessible . Now I don't really know what I'm doing ....i mean I'm not knowledgeable when it comes to doing the research. Is there any advice out there ? What's a few good companies that to well in a down-market ?