So, last year towards Autumn, I bought a 1999 BMW 5-series for 9,000 in cash, liability insurance. I recently was cruising some country roads coming back from a party, I ended up hitting a slickly curved bend going 145 MPH, my friend in the backseat started screaming while I was basically drifting into the other lane, so I instinctually kicked down to my brake, knowing I made a huge mistake. We instantly started to fish-tail, hitting a ten-foot high ditch, getting a massive amount of air, spiraling violently, literally doing front flips head-over-heel. Then, we proceeded to do some rolling, when we finally stopped, ending up in the middle of a field. The injuries weren't severe, although my one friend wasn't wearing a seatbelt and ended up in the FRONT SEAT, with head gashes. Everybody basically only had whip-lash and minor cuts, some strained muscles and bruising, LUCKILY we didn't collide with the telephone poles. But, unfortunately, the car was completely totalled beyond recognistion, flattened around the points of impact. So, I quickly managed to find my sack of greenery, hiding it for later in a scrap heap of fence parts. Then, we disorientedly decided to flag down a motorist, which then the ambulance arrived, taking us off on stretchers. My question is, if I reported it stolen, would I of been able to get a refund. Remember, I only had liability insurance, which only covers other drivers damages.