Cliff notes: - Applied for 3 PERSONAL health care plans - Company A just called: "Are you an expectant parent?" (I'm the FATHER) I said yes. - She immediately changes her tone "We cannot offer you coverage because as soon as the baby is born he/she is eligible for coverage." - I got mad, cussed her out and hung up. When companies B and C call, if this question is asked -- would you lie? I just need coverage on myself, I'm trying to get past a pre-existing so I need coverage to start ASAP so in 1 year I can get some real medical help. Don't make this into "why don't you want insurance for your child" thread. That's NOT what this is. I'm not lying about my health or any pre-existing conditions, I'm just lying that I'm about to become a father in about 7 1/2 months.