So i got in a wreck and it was my fault...i dont have a DL. i live in houston texas. Anyways after thre crash the cop came and said the insurance didnt cover me cause i had no license and that the people were gonna sue my dad for allowing me to drive without one....anyways, everyone left and when i got home i got a call from some guy saying he was the father of the guy i crashed into, and that he would work something out with me insteadd of suing my dad. Anyways now i have to pay 200 a month for an overall payment of 4100 dollars. Now take in mind that i have never seen this guy (the father), never signed any sort of papers or agreements regarding the crash....cop didnt give me a ticket or anything....never even really looked at the damage of his vehicle or anything. So i feel like i should just stop paying? i paid 200 last month and this month is due but i feel like i shouldnt to avoid scams.....someone help me out please...remember, this is in houston texas.