OK, Ive been talking to my parents today and I was surprised. My mother just lost her job. That was their main source of income. They spent themselves deep into debt already. Now they have basically no way of producing income. My father works at a call center but that's only minimum wage. They got multiple credit cards and a mortgage. I was talking to them and asking them how they were doing and they said they just came back from the casino and they're getting a sattelite dish and a new 2,000 TV. Keep in mind they're already thousands of dollars in debt. Naturally I was like. I asked them how they were going to pay for it. They said they got it and not to worry. Even with their debt and getting no income they aren't willing to stop spending. Then we started talking about money and what they should do. They said they're not going to worry about it because there's always going to be debt. I just couldn't respond to that kind of stupidity so I just said well good luck in a few years and hung up. But I'm worried about them and what's going to happen to them in a few years. How do I help them get on track and get smart financially. I just wish I could take their money and pay their bills and get them food and take their spending money and pay off their debt. They believe in Tax and Spend think our current system of money and the federal reserve is a good thing. They also think that the more government and the more regulations the more safe they are. How do you guys think I can help them and teach them about money and what they're doing is going to make them lose everything they own. I tried talking to them but they just said you're too young to understand. You're only 18 you know nothing and we know more then you. I'm also not giving them a bailout if they crash and burn. EDIT: I don't know why I posted this here but this is where smarter more responsible people speak and I feel I will get smart and real answers here. Please move this if it should be in another place.