I have, through some experiences in my life felt this feeling of 'fate'. When something, or someone happens at just the right time in just the right place. Despite my belief in fate, i dont believe in 'karma'. I feel that you can recognise something has happened for a reason, my view of fate. But i dont believe good things happen to good people, and bad to bad. I think their choices in life are affected by everyone elses, leaving some fortunate and others not.
You reveal the idea of synchronicity. This is simply the result of: what you put out is what you get back. It's happening all the time, but, depending on what you put out there, will depend on whether you notice what comes back this way. The higher your frequency, the more you can see and experience synchronicity. The more you experience, the higher your frequency goes.