Fuck the bank.

[Reggin]

Ok, here's the story. I never use the bank. I keep all my money in cash/checks locked up where people won't find them, I don't trust banks....and here's just another reason.

I always keep around 100 bucks or under in the bank, just in case of emergencies you know....and I needed gas BAD the other day...and I asked my balance. " $27 ". So I withdrew $25 to leave 2 bucks in there. There's no charge if there isn't a certain balance....

So today I get the mail, and look! It says I owe $48 bucks, and since I'm in the hole, I owe the bank another 53, and every day that I don't pay the money back it's 9.50 a day. But let's see here.....I DIDN'T WITHDRAW 50 AT ALL. So now I owe over 100 bucks for something I didn't do. And the fucking bank won't do jack about it. Fuck this. I'm smoking a bowl.

[My Fax]

Man I feel you there. I'm like terrified checking my account balance online, I always cross my fingers and think to myself "please be positive, please be positive..."

I have my account setup where it automatically transfers $25 from my checkings to savings on the 15th of every month. Well, they sure don't stick to the 15th, they'll just do it whenever I have less than $25, and then they charge a $40 overdraft fee.

And yea, there just isn't shit I can do about it. I go to the bank and complain

"Oh, I'm sorry, I'm just a teller, you'll have to talk to a manager about that"

"Oh, I'm sorry, I'm just the manager, you'll have to talk to the bank headquarters about that"



Fuck banks

[Ak4]

Originally Posted by My Fax

I have my account setup where it automatically transfers $25 from my checkings to savings on the 15th of every month. Well, they sure don't stick to the 15th, they'll just do it whenever I have less than $25, and then they charge a $40 overdraft fee.

Thats the biggest bullshit ive ever heard. Theres gotta be something you can do about that therye just stealing from you. Thats fucking lame.

I have a savings account I set up with Wells Fargo a long time ago when i was 9 or 10. I never deposited much so it only has a couple hundred in it. But I went down there the other day to get some money out, and they tell me I cant get any out without my dad there because he set it up with me when I was a kid o.0
They said I cant withdraw money since I was a minor when the account was made, even though im 18, wtf...

[doindia]

its time to smack a bitch

[junkiedays]

Thats fucked up, I'm sure if you call around to enough people you can get that sorted out. A lot of banks stopped letting their tellers reverse overdraft fees because they were being too lenient about it.

Yeah, banks fuckin' suck.

[JokerSmoker]

im not trying to seem conceited or anything. but i've been banking with my bank since i was about.....10 years old ( its a long story, had to have parent approval in my small town, and as a kid in elementary school we were allowed to set one up, they dont do it anymore )

ANYWAY

i always keep a good amount of money in my account, $1,000+ at LEAST, i don't think it's ever dropped below that and i have never had problems. They treat me very nice and never really pull that kinda crap. not sure how these types of things happen

sorry to hear about your loss.

[Reggin]

I just took a shit by the employees entrance in the back at the bank.

[Jambi828]

Awesome dude, + Rep

[illinisbII]

its called over draft protection. its against the law to write bad checks etc with funds that you dont have, over draft protection charges you a small fee, versus reporting you to the police.

but yeah my buddy overdrafted his debit card buying a pack of smokes, he said it ended up costing him like 54$ for a pack by the time he was done payin the fees

[tarheels058]

I over drafted a couple months ago...and didn't find out till a week later because I was on vacation right after it happened. So the original fee was $70! (WTF i was only like $5.00 over) then another $35 for the week I wasnt there. I went to the bank and bitched...got sent to the manager and the dude gave me the $70 back and left the $35...I was happy

[chicken]

i aint got no bank account,,,,,,,,,,,,, fuck a bank,,,, all my cash is in my wallet,,,,, i got a fat wallet,,,,,

i went thru that shit too,,, fuck a bank,,,, im my own bank,,,, i pay cash or i dont get nothing,,,,

[Reggin]

I'm done with banks. I don't care if I win the fucking lottery, I will keep 350 million dollars in my house. And if someone breaks in, I can float him like 10 mil and not even worry about it.

But I want to know what the FUCK happened. I have no debit card, no ATM card, and I shredded up my check book. So in order to get money I HAD to go in there. There's no mother fuck out there who even looks like me. I look like a Fabio/Garth/Spicoli gay love child. What bitch took $50 out of my account? I think I'm getting hustled by the bank.

[JokerSmoker]

Originally Posted by Reggin

I'm done with banks. I don't care if I win the fucking lottery, I will keep 350 million dollars in my house. And if someone breaks in, I can float him like 10 mil and not even worry about it.

But I want to know what the FUCK happened. I have no debit card, no ATM card, and I shredded up my check book. So in order to get money I HAD to go in there. There's no mother fuck out there who even looks like me. I look like a Fabio/Garth/Spicoli gay love child. What bitch took $50 out of my account? I think I'm getting hustled by the bank.

I think you are too, your bank doesn't sound very friendly

a lot of my friends say "If i can't afford it, I don't need it"

I think its a pretty good philosophy.

[Cyric99]

Sounds like you guys need a better bank. Whenever I get an overdraft fee all I need to do is call them or go in and ask them nicely to take it off. They always do.

[doindia]

hahahah thats the shit i like to hear... no pun inteneded...

Originally Posted by Reggin

I just took a shit by the employees entrance in the back at the bank.