Fuck you Chase!

I am.. so Fucking Pissed at this god damn bank. I'm sick and tired of being charged a 12 dollar service fee for not having $1500 in my account. That's outrageous. I would never trust the bank with that much money. I was never informed about this. Never agreed to it. And it was never mentioned to me when I opened the account. For the 6 years I've had an account there I can't remember this happening except within the past year. I don't allow my funds to reach negative and only go negative when they charge me this "service fee". Which just basically means, I don't have enough money for them not to extort me.. Didn't realize this was the mafia. I must of forgot.



I need to get super outraged when I go in there today and just tear someone a new asshole.

You get a service fee for that!? That's unacceptable. I'd hide my cash under my pillow before I agree to that

Banks are bullshit. I don't plan on opening an account any time soon. Even if it causes me inconvenience I refuse to out of principle

Credit Unions, dude! Try to join one!

I feel you though. I got charged 10 bucks a month for dropping below $1000 even by a penny every month for a while.

Definitely, maybe they'll do something.


You see, my bank charges me a fucking fee if I don't use my card 10 times a month rather than a balance limit.


One time, they charged me 10 bucks, which took me to -3.25. I was livid, especially when I found out they charged me 30 bucks and they weren't supposed to give me an overdraft fee because I didn't go lower than -5.00.

I went in to the bank, with a raging fire under my ass and I told them that I wanted that charge taken away. She argued with me for 10 minutes before I showed her, in my pamphlet, that everything I was saying was right.

Needless to say they apologized profusely, and even gave me free movie tickets for my trouble.

Damn my bank is all like $0.01 minimum, no card usage requirements, etc.

Is this how your guys's (and girls) checking accounts are?? Even my savings is still a real low minimum, not even $100.

Yeah, checking account.






Has anyone noticed how shitty interest rates are these days? .01% - .5% depending on the bank and account.

If you use your ATM for at least 3 transactions a month, you don't have to pay the fee. Read the shit when you signed up.

Oh? I buy things online constantly but thats not useing the ATM... I signed up with Washington Mutual... Chase bought them out.






lol... Go to the bank. Deposit $100 in account. Go to ATM and withdrawn $100. Go back to the teller and deposit $100. Go to the ATM. Withdraw $100. Teller; $100. ATM; $100. Teller; $100. Then I wont have to pay the $12.




Oh they are going to hate me..

Edited by Flemian, 15 June 2012 - 02:31 PM.

I have a TD Bank account, and I never got charged for having little to no money in my account. I usually take out all of my money to the penny every week, but also I get money deposited every week. Is that why I don't get charged a fee because I am constantly depositing money also?

Hmm I would be really aggrivated if they started charging me fees for taking out my money no matter how little I had.

Dam your banks are shafting you. I use USAA dont get charged anything... And can use any atm . I only really use it to order stuff online. And wen my parents sent me money at school. Besides that straight cash homie

Oh? I buy things online constantly but thats not useing the ATM... I signed up with Washington Mutual... Chase bought them out.






lol... Go to the bank. Deposit $100 in account. Go to ATM and withdrawn $100. Go back to the teller and deposit $100. Go to the ATM. Withdraw $100. Teller; $100. ATM; $100. Teller; $100. Then I wont have to pay the $12.




Oh they are going to hate me..

lol they wont hate you, thats there damn purpose is to hold YOUR money.

Banks are ridiculous, the logic behind there decisions is actually pretty funny. Oh, you have like no money? Well, you don't need the little that you have right? I thought so, thanks for the free money my dude!

And for the people who have a lot of money in their accounts. Oh, you are wealthy and have a lot of money right? Where here's a gift for you cause you need more money on top of the dough you already have. Don't worry, we already took it from some broke asshole's account.

lol

Wrong, you WERE told about the fees, they're in the fine print that you get given when you open an account, and they send you notices (by law they HAVE TO).

It's on you for not reading and paying attention to the fine print.

Now, I have no love for Chase either, they're my bank as well but not by choice, we had an account with Washington Mutual that got converted to a Chase account when they were bought out - and they sent us PLENTY of fine-print notices with all sorts of new and different fees and actions.

But you were notified, you just didn't pay attention.

Yeah im at a credit union and couldn't be happier.

Wells Fargo was trying to do the same type of shit to my and I was outta there.

lol they wont hate you, thats there damn purpose is to hold YOUR money.

Banks are ridiculous, the logic behind there decisions is actually pretty funny. Oh, you have like no money? Well, you don't need the little that you have right? I thought so, thanks for the free money my dude!

And for the people who have a lot of money in their accounts. Oh, you are wealthy and have a lot of money right? Where here's a gift for you cause you need more money on top of the dough you already have. Don't worry, we already took it from some broke asshole's account.

lol

Thats a louis CK joke. Just writen differently.

I ... third? .... the credit union dealio.

I've been with one for 5 years.

It's great. Small minimum balance on my savings account ... but I literally can't dip into that without closing the account.
No minimum balance on my checking account and no fees ...

You wouldn't trust the bank to hold $1500 dollars?


What are you, some old woman who went through the Great Depression lol.


You keeping that in a shoe box under your bed rofl..... ???

Wrong, you WERE told about the fees, they're in the fine print that you get given when you open an account, and they send you notices (by law they HAVE TO).

It's on you for not reading and paying attention to the fine print.

But you were notified, you just didn't pay attention.

This ^^^^

Edited by sk8njam, 15 June 2012 - 05:23 PM.

Thats a louis CK joke. Just writen differently.

Yessir.. thats where I got that concept from

I sat in a bank drive thru for an hour causing me to miss the put ur check on as cash. Had payments that weekend and when i told her i waited an hour in tbe drive thru she called me a liar. Only after non stop calling of the 800 number and the branch itself did i get my $ back..fuck banks

yeah they had to have sent you notifications either by mail or threw email (depending on how you have your account sent up) but anyways sucks you got charged, maybe change banks.